Are your negative thoughts about money preventing you from becoming financially well? Don't fall prey to a self-fulfilling prophesy.

If we're repeating that same negative script many, many times a day, you can see how our mind, which could be our most powerful tool, can actually be a self-destructive weapon.  And those negative thoughts actually become a self-fulfilling prophecy.

-Foundation for Financial Wellness

Video Transcript

Money impacts every area of our lives, with our work, our families, and that stress certainly isn’t doing our health any favors.  So, how do we fix it?  Well, it starts with our thinking.

So much so, that much of our lives are pre-occupied with actually negative thoughts about money.  And by allowing those thoughts to exist, we allow no space for creating solutions.  Now, this course is not some mumbo-jumbo positive self-talk thing. Instead it’s about real life, practical application that you can implement right away.

Remember, financial wellness isn’t just about education. It’s about taking action, and sometimes that action is simply just making a decision. Oftentimes, the first decision is what we chose to think or believe about finances, which will then create healthier financial behaviors.

Let's take a look at how these recurring thoughts impact us on a daily basis.

Scientists estimate that the average person has around 50,000 thoughts a day. 

The brain essentially wants to be as efficient as possible, so it repeats many of the same thinking processes again and again.

What science has learned, is that unfortunately 70% - 85% of these repetitive thoughts are negative and have negative connotations.

If we're repeating that same negative script many, many times a day, you can see how our mind, which could be our most powerful tool, can actually be a self-destructive weapon.  And those negative thoughts actually become a self-fulfilling prophecy.

Now, we call these negative beliefs and thought patterns that we are aware of “head trash“ and the one’s we are unaware of, or are below the surface, we call them “blind-spots.“

So, a quick review for you to decide if you have any decisions to make or actions to take at this point.

Begin thinking about any negative or self-defeating thoughts or scripts that you may be living with that would improve your life if they were rewritten. Also, be sure to watch Financial Thought Barriers – Part 2 for a worksheet you can download and do this on your own!

As always, don’t forget to take advantage of your private counseling session. It’s included, it’s private and confidential and it’s always with one of our Certified Financial Wellness Counselors. To schedule your counseling session, simply click on the "Request Counseling" button.